Meridian Vita reads the health data you already produce — your watch, your ring, your annual bloods — and turns it into one number you can actually act on. Then it pays you back for improving it.
Illustration only. Your own index, health age and reward depend on your data and your cover.
Meridian Vita does not ask you to wear anything new or start again. It connects to what you already use, adds a proper blood panel once a year, and reads them together — because neither one tells the whole story on its own.
Activity, sleep, resting heart rate, heart rate variability, recovery. Read in the background from the device already on your wrist or your finger.
A clinical panel covering the markers that matter — metabolic, cardiovascular, liver, kidney, inflammation. Drawn at a partner clinic or at home, verified by a laboratory.
The health index runs from zero to one thousand and updates every month. Consistency counts for more than a single heroic Sunday, and improvement counts for as much as arriving already fit.
Everybody feels an age. So that is what we show you. Your health age is what your body is currently performing like, set against the years on your passport — and it is the one number that moves when you do something about it.
Alongside it sits your health equity. Most people spend their health the way they would spend down a balance — quietly, without looking. Equity works the other way round. Every panel, every consistent month, every improvement is a stake you are building in the one asset you cannot sell and cannot replace. You watch it grow the way you would watch anything else you own.
Your premium is fixed when you join. It does not go up because of your data — not ever. What your index does is decide how much of that premium comes back to you, credited to your Meridian card every month.
You are insured the moment you join. Nobody waits ninety days for that. What takes ninety days is us getting to know you properly — and your reward rising as we do.
Connect your watch or ring and we read the history it already holds. If you have been wearing it for a year, we can see that — and you start higher than someone arriving cold.
Weekly goals, one at a time, tuned to you. Your panel gets booked. Your index starts to settle into something real rather than something inherited.
Your first blood panel plus three months of your own data. Your starting tier was always provisional — now it becomes yours.
Promoted monthly, so good months count quickly. Reviewed only quarterly on the way down, so a bad one does not. And if you fall ill, your index freezes — it does not fall.
Health data is the most personal thing you have. An insurer asking for it should have to say plainly what it will and will not do. So here it is, and it is written into your policy, not just into this page.
Your index can never raise your premium, refuse your claim, or end your policy. It only ever moves your reward.
The company that insures you does not hold your health data. A separate company holds it, and only one thing ever passes between them: your reward tier.
We do not sell your data. Not to brokers, not to advertisers, not to anyone.
We do not accept genetic data, and we never will.
If you are ill, your index freezes. You will never be penalised for being unwell.
You can withdraw any permission, at any time, and take your data with you.
The platform on its own. Free to start, with a subscription for those who want the full picture.
Health insurance that pays you back for looking after yourself. Everything in Score, and then the part that matters.
This one is trying to stop it.
Meridian Vita is a health and wellbeing platform. It is not a medical device and does not diagnose, treat or predict disease. Nothing here is medical advice — always speak to a qualified clinician about your health. Insurance is available only in markets where Meridian Vita is licensed, is subject to underwriting and to the terms of your policy, and reward tiers and premium returns are illustrative and depend on the cover you hold.